Hello Nicholas,
I am not sure what you mean.
In this plugin every user has an account, and each account can hold balances, for each of the enabled coins.
The CoinPayments Adapter extension merely facilitates communication with the third-party wallets (i.e. notifies the plugin about deposits and withdrawals). Coin adapters have nothing to do with accounts.
Could you please try to rephrase your question, because I believe that I did not understand what your query is. What are you trying to achieve?
thank you
with regards