Thanks for helping me understand.
There are no users yet and I have tested it in various ways.
In my case, the loading time I talked about is only on the client side, with no load on the server side.
The ‘send_funds_to_user’ function was turned off except for the administrator.
When using a coinpayment adapter, it seems like the loading time is getting longer as more coins are applied.
I’ll try some more tests.
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